Nicole tiovanni 

Master Strategist
International Change Agent
Faith Based Leader

cut the

cut the Check

In Cut the Check, Nicole Hardy, Corporate Strategist, Start-up Advisor, and Christian business consultant, shares her play-by-play action plan to confidently know what to charge, feel frictionless in negotiations with any client, and to bring in only high-paid work. Drawing from over a decade of experiences creating businesses with 7-, 8-, and 9-figure earners and establishing numerous 7-figure business endeavors herself, Nicole lends actual actionable strategies that equip the entrepreneur and business owners in discovering their value, packaging said value, and charging market worth in order to increase value on self-worth.

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Nicole Hardy is a faith-based business consultant with over 9 years of experience helping entrepreneurs and businesses unlock their full potential. She has worked alongside and coached multiple 7-, 8-, and 9-figure earners, using her expertise to help clients increase their value, scale operations, and achieve remarkable growth.

Nicole is also the author of two acclaimed books:

  • “The Boss’ Guide to Elevation: Strategies for Success” (2020)
  • “Cut the Check: The Guide to Charging What You’re Worth” (re-released in 2024)

Learn how I help People Transform Their Faith, Finance and Families with Total Life Changes

Take Control of Your Health

Tap into the $1.8 Trillion Dollar Health & Wellness Industry

Benefits Of Me As Your Coach

Experience Coaching 7, 8 & 9 Figure Earners

Transform Your Life Physically, Financially and Spiritually

Access to My Network

Build Confidence

Nicole Tiovanni’s Return to Network Marketing

After an eight-year hiatus from network marketing, during which she successfully launched and scaled several seven-figure businesses across the globe, Nicole has returned to the industry with a renewed sense of purpose. Despite her success in consulting and software development, Nicole realized that the opportunities she had created weren’t easily replicable for the average woman—especially those seeking financial independence and a better quality of life.
As she connected with women around the world, one common theme emerged: a desire for success, health, and financial stability, but limited pathways to achieve it. Recognizing this gap, Nicole found herself drawn back to a solution she knew well: Total Life Changes.
Although she had stepped away from the business for nearly a decade, Nicole remained faithful to the company’s products throughout her journey. Her continued belief in their efficacy, combined with her passion for empowering women, made Total Life Changes the clear choice to help women worldwide take control of their health, bodies, and bank accounts.
Nicole’s return isn’t just about building a business; it’s about creating a legacy and providing a scalable, attainable way for women everywhere to achieve the success they deserve.
What's Next, Coach?

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A Day in the Life of nicole

From Drop Out to Wall Street

Nicole’s journey of being a college drop out to an office on Wall Street.

Coaching & Advisory

Nicole has worked with 7-, 8- and 9- figure earners on refining their strategies and unlocking new levels of growth

Internationally Acclaimed

Nicole has coached over 100 Entrepreneurs Globally

Ministry

From being crowned Mrs. Gospel International, to Global Street Ministry, serving the Body of Christ is a priority for Nicole